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Founded in 1997 we are experienced and knowledgeable Tampa attorneys practicing exclusively in Divorce, Family, Stepparent/Relative Adoption, Criminal Defense, and Personal Bankruptcy. We practice primarily in the cities of Tampa, Riverview, Brandon, Valrico, Lithia, Carrollwood, Northdale, North Tampa, Plant City as well as Hillsborough County, Pinellas County and Pasco County. We have offices conveniently located throughout Tampa Bay. Our lawyers have extensive experience practicing in contested and uncontested divorces, including military divorces, and family law, child support, child custody and visitation, relocation of children, alimony, domestic violence, distribution of assets and debts, retirement/pensions (military and private), enforcement and modification of final judgments, paternity actions, adoptions and name changes as well as criminal defense. We offer a free consultation to discuss your options. Please call us at 813-672-1900 or email us at info@familymaritallaw.com to schedule a consultation. Our representation of our clients reflects our dedication to them. We look forwarding to hearing from you! Se habla EspaƱol.
Showing posts with label collaborative law. Show all posts
Showing posts with label collaborative law. Show all posts

Tuesday, September 9, 2014

Don’t Believe the Hype: Collaborative Law Is Not Without Disadvantages

Collaborative law is an alternate form of dispute resolution in the family law context.  While proponents contend that collaborative law is both less expensive and more effective than traditional, adversarial law, it can actually drag out disputes in matters of divorce and child custody, thereby increasing costs.

The Facts About Collaborative Law

The first thing to know about collaborative law is that it is practiced outside of the courtroom.  The philosophy underlying this basic fact is that, by removing contentious issues from the inherently adversarial context of the courtroom, parties will be more inclined to put aside their differences and work together to compromise and find mutually agreeable arrangements.  However, this does not mean that the parties are without representation; separate attorneys are still retained by each.  After retaining separate legal counsel, the parties agree to several covenants that express the “let’s work together” spirit of collaborative law.  Among these covenants are agreements to treat one another with respect, to fully and honestly disclose all information and documents relevant to the disputed issues, and to shield any children who are party to the dispute from any adverse emotional impact.  However, as even proponents concede, these covenants are bound to ring hollow in many cases.

When Collaborative Law Is the Wrong Approach

Obviously, collaborative law, in its essence, is about working together.  This can be hugely problematic in the context of divorce, which, in its essence, is about ceasing togetherness.  It follows that collaborative law is at risk of sometimes being directly at odds with one of its principal aims: facilitating divorces.  Sure, it might work for the rare pair who can remain amicable through a divorce or child custody dispute.  But what about divorces in which the marriage has been devastated by infidelity, abuse, radical differences of opinion in child-rearing styles, or bitter disputes over finances?  It is these scenarios where a “let’s work together” spirit just isn’t realistic.  For those who delude themselves that it is, the cost can be significant.

The Cost When A Collaborative Law Approach Fails

While an attempt to resolve a family law dispute through collaborative law begins outside of the courtroom, it doesn’t necessarily end that way.  If the parties simply can’t reach an agreement, the collaborative law process ends, and the dispute shifts to the traditional courtroom setting.  Not only that, but the original attorneys are disqualified from continuing their roles outside of the failed collaborative attempt.  What does this mean for the parties?  You guessed it: more attorneys.  More attorneys translates to more costs – a reality that is certain to only further sour the dispute, and potentially make matters even more litigious than they would have been if the first attempt at settling the dispute was in the courtroom rather than the collaborative context.

Mediation Is Still Used In Traditional Family Law

Don’t be fooled into thinking that collaborative law is the only forum for alternate forms of dispute resolution.  Traditional family law, too, attempts to settle cases either prior to, or at mediation.  Finally, the past is the best indicator of the future; if you know a spirit of cooperation and compromise simply isn’t realistic, don’t waste time, money, and stress on an attempt at collaborative law that is likely doomed from the outset.

Other Alternatives

Are you considering a divorce? The family law attorneys at All Family Law Group will work towards settling your case in amicable manner with your spouse, if feasible. Call or email All Family Law Group at 813.902.3624 for a consultation at no charge with an experienced Tampa divorce lawyer to discuss your case.

 By Lynette Silon-Laguna Google




Tuesday, August 6, 2013

Use of Annuities to Improve How Alimony Works

All Family Law Group, P.A., is collaborating with The Planning Partners* to help our divorcing clients to improve their chances for an alimony settlement beneficial to both parties.  Annuity contracts can provide a combination of either more benefits for the same money or at less cost for the same benefits and they can deal with most contingencies alimony agreements include.

Some of the benefits of having an annuity as opposed to providing alimony payments are as follows:
  • The receiving spouse has a certainty of payment as a highly regulated insurance or annuity company provides the payments.  
  • There is no necessity of having to motion the court for enforcement of the alimony provisions of a Final Judgment if the ordered or agreed upon payments are not made.
  • The payor does not have to make payments or have the payments deducted from his or her income through an income deduction order.
  •  If the payor's income goes down because of reduced income from employment, illness, or he or she retires or dies, the annuity payments will remain the same for the former spouse and the payor will not have to seek a reduction modification through the court of the alimony he or she is paying.  Alimony normally terminates upon the death of the payor.  
  • Annuities allow the opportunity to obtain more benefits for the same amount of money or to save money to provide the same benefits agreed upon.  This occurs because insurance and annuity contracts provide for interest and other benefits that creates amounts in addition to the principal payment to be paid to the receiving spouse.
  • The spouse may receive income for terms of 5, 10, or 20 years, for example, or income for life.  However, the amount received will be more the shorter the term of payment.
  • Annuity contracts are exempt from creditors in the event of a bankruptcy, which means that all of the funds survive a bankruptcy.
  • Income taxes are deferred on the build-up of interest income in a deferred indexed annuity, including the new 3.8% Medicare Tax on passive income, if applicable.
Annuities are divided between "immediate" annuities and "deferred" annuities. The immediate annuities start paying an income right away. Deferred annuities allow the growth of principal deposits inside the contract. In the future, the deferred annuities become like immediate annuities providing income from the higher Retirement Fund balance that has grown tax deferred over the years.

There is so much more information to be had on annuities and their benefits in a divorce where alimony or other assets are involved. Call us at 813-672-1900 or contact us by email, if you would like more information on how annuities can work for you if you are going through a divorce or otherwise.  

*To offer insurance and annuity products I have arranged a strategic relationship with two very experienced estate planners. Rick D. Miller, CLU, ChFC, RHU and Scott F. Barnett, J.D., LL.M. (Taxation) have a combined 70 years of experience in the field.  They have organized THE PLANNING PARTNERS to offer professional level services to individuals, families, and closely held businesses.  Rick and Scott have taken the Collaborative Law Training Seminar and Scott is now a Certified Divorce Financial Analyst. 

By Lynette Silon-Laguna

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